NMLS #1281 Since 2005 Hard Money Specialists
Call/Text (833) 350-9185
1st Nationwide Mortgage

Asset-Based Financing — Close Without the Red Tape

Hard money loans are qualified on the property’s value and your plan — not your W-2 or tax returns. Fast approvals for fix-and-flip, bridge, and auction purchases.

  • No personal income or employment verification required
  • Single-family, multi-family, mixed-use, and commercial properties
  • Close in your LLC, corporation, or personal name
  • Fast approvals — funded in as little as 7–14 business days
  • No application fee to speak with a hard money specialist
20+ yrs lending
NMLS #1281
BBB A+ rated
Talk to a Hard Money Specialist (833) 350-9185
Trusted since 2005
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Check Your Hard Money Options

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What We Finance

Hard money for investors who move fast.

 

Fix & Flip

Purchase and rehab financing for single-family and small multi-family. Qualification is based on the ARV (after-repair value), not current condition.

 

Auction Purchases

Hard money closes fast — critical when you win at auction and need to fund within days. We understand auction timelines.

 

Bridge & Quick-Close

Need to close before your financing falls into place? Bridge to permanent with a hard money loan and refinance when you’re ready.

Talk to a Hard Money Specialist (833) 350-9185

Hard Money Loan FAQ

Common questions from real estate investors.

What is a hard money loan?

A hard money loan is an asset-based short-term loan secured by real estate. Approval is based primarily on the property’s value rather than the borrower’s income or credit profile — making it faster and more flexible than conventional lending.

How fast can you close?

In many cases, 7–14 business days from application to funding. The timeline depends on your documentation, title work, and the property’s condition. Call (833) 350-9185 for an estimate on your scenario.

What credit score do I need?

Hard money loans are asset-based, so credit requirements are more flexible than conventional loans. We do not auto-decline based on credit alone. Tell us about the property.

Can I close in an LLC?

Yes. We close hard money loans in LLC, corporation, trust, or personal name depending on the program.

What are the rates and terms?

Hard money rates are higher than conventional mortgage rates due to the short-term, asset-based nature of the product. Call (833) 350-9185 — we’ll give you a real number based on your scenario rather than a range that doesn’t help you.